About Everhold
We protect your equity so it can keep compounding.
Everhold Insurance is an independent insurance agency in Arizona serving real estate investors and landlords. We exist to protect the wealth you're building, so it can keep funding the impact you want to make.
In short
Everhold Insurance is an independent Arizona property and casualty agency founded by Gabe Schouten to protect the wealth real estate investors build, so it can keep compounding and keep funding generous impact. It is built around the free Portfolio Ledger and the 90/60/30 Renewal Protocol. Everhold is licensed in Arizona.
- Founded by Gabe Schouten to protect the wealth people build.
- Serves real estate investors and their families across all of Arizona.
- The free Portfolio Ledger puts every property, policy, carrier, and renewal date on one screen.
- When something goes wrong, Everhold stays with you through the claim.
Why we exist
"I'm on a mission to help everyone live with generous impact. Wealth is the means to generous impact, and it's attainable for everyone."
Gabe Schouten, Founder
Real estate is one of the most reliable ways ordinary people build wealth. Buy a property, improve it, rent it, repeat. Over time the equity compounds.
But one bad event can undo years of that work. A fire. A tenant lawsuit. A hail storm. A vacancy during a rehab that nobody covered. A claim denied because the LLC on title doesn't match the name on the policy.
Everhold exists to be the safety net under that system. When your wealth is protected, it keeps compounding. When it keeps compounding, it keeps funding the things that matter most: your family, your community, and the causes you give to.
That's what our tagline means.
Your Wealth, Protected. Your Impact, Multiplied.
The story
You deserve better than a bill and a shrug.
Ask most people about their insurance agent and you'll hear the same thing. They never shop the policy at renewal. They're hard to reach. You hear from them when the bill goes up, and that's about it.
Meanwhile you're juggling a growing pile of properties, carriers, renewal dates, and entities, with no single place to see it all. Gaps open up quietly: a flip that lapses mid rehab, coverage that never kept up with rebuilding costs, a policy in the wrong name.
Everhold was started to fix that. We built an agency around doing the things most agents skip: shopping every renewal, communicating before problems, and staying with you through a claim.
What makes us different
Speed and ease, by design.
Speed
Replies within four business hours. Your Portfolio Ledger is ready within 1 business day, before you move a single policy.
Ease
Send us addresses, not a stack of paperwork. We do the digging and the comparing, and we explain the options in plain English.
The Portfolio Ledger
Every property, policy, carrier, and renewal date on one screen, with coverage gaps and entity mismatches flagged.
The 90/60/30 Renewal Protocol
An email at 90 days, a market update by email at 60, and a call at 30 with shopped options already in hand.
Your coverage as part of your wealth
We look at your policies the way you look at your portfolio: as one system that should protect what you've built and let it keep growing.
Claims advocacy
When something goes wrong, we stay with you through the claim. You won't be handed a phone number and left alone.

Founder
Gabe Schouten
Gabe started Everhold because he believes wealth is attainable for everyone, and that it's meant to be used for generous impact. Protecting that wealth is how Everhold helps.
Everhold is licensed in Arizona today, and we're building toward serving people nationwide. Wherever we grow, the commitments stay the same: shop every renewal, communicate before problems, and treat your portfolio like it matters. Because it does.
The founder
More about Gabe
Why Gabe does this
Gabe believes wealth is attainable for everyone and is meant to fund generous impact. Real estate is one of the most reliable ways ordinary people build it, so Everhold protects what investors build and keeps it compounding for their families, their communities, and the causes they give to.
Credentials
- Licensed insurance producer, State of Arizona, License # 22391966
Service area
All of Arizona
The Free 2 Minute Portfolio Ledger
See where your coverage falls short, in 1 business day.
Send us your addresses. We'll put every property, policy, carrier, and renewal date on one screen, with the gaps flagged, before you move a single policy.
Prefer to talk to a real person? We reply within four business hours.