How many miles does the fleet run in a year?

Annual fleet miles

All trucks together, last 12 months. Your fuel tax (IFTA) miles work.

What's your primary auto liability limit?

Primary limit

Your stack is your primary policy plus any excess layers on top. Pick the primary, the layer that pays first after your deductible, not the total. ATRI counted up to $10 million.

What do you pay on each claim before the policy does?

Deductible or self insured retention

Deductible: what you pay on each claim before the policy pays. The insurer runs the claim.

Self insured retention (SIR): the same idea, but you run and fund the claim yourself or through an administrator.

Enter 0 if your policy pays from the first dollar.

What do you pay a year for auto liability?

Annual auto liability premium

Primary and excess liability together. Leave out cargo and physical damage.

What do liability claims cost you out of pocket?

Average a year, last 3 years (optional)

What you paid yourself on liability claims: deductibles, self insured claims, and settlements. Don't know? Skip it and your report uses premium alone.

In a bad year, how much could you pay out without hurting operations?

Cash cushion

Under $25,000 $25,000 to $100,000 $100,000 to $250,000 $250,000 to $1 million $1 million or more

Money for claims that wouldn't mean missing payroll, a truck payment, or a fuel bill.

Which safety systems are on any of your trucks?

Safety tech (check all that apply)

Forward collision warning Lane departure warning Collision mitigation system Automatic emergency braking Blind spot detection Adaptive cruise control Road facing cameras Driver facing cameras

Check it if any truck has it. None yet? Leave them all blank.

Unlock your full report

Your target retention in dollars, sized to your cash
Your cost per mile next to fleets your size and your sector
What standing pat costs, and what moving could save
Your safety tech score, with your next moves

First name

Last name

Company name

Phone

USDOT number (optional)

Your answers and report go to Everhold so Gabe can walk through them with you. We never sell your information.

Are you keeping too little risk, or too much?

How many trucks do you run?